01
In from customers and ads
Card, digital wallet, and PayPal payments from shoppers — plus advertising spend from the platform's ad placements — all land in the same NSGPAY ledger.
Payments · Escrow · Settlement
The financial backbone of NSGRADIUS.
NSGPAY is the payments layer that sits between your business, the ad platform, and our payment partners. One ledger. One fraud check on every transaction. One flat fee — only when you sell.
Secured by NSGPAY
Protected by 82/18 Institutional Settlement
Escrow held until fulfillment is verified
The layer behind every order
What NSGPAY is
NSGPAY handles the money side of every order placed through NSGRADIUS — checkout, escrow, the revenue split, settlement, and payouts. You keep selling; NSGPAY moves the funds and keeps the ledger straight.
02
One fraud gate on every transaction
Every transaction passes through NSGPAY's fraud detection gate before funds move. Suspicious activity is held and reviewed before it can touch your settlement balance.
03
Out to merchants
Settlement and payouts to your business through our payment partners. Pulse Payout for sub-15-minute settlement, or standard Net-30 terms.
A clear, closed-loop process
How money moves
Four steps, the same on every order.
1
Customer pays
Payment is captured at checkout — 'Secured by NSGPAY' — and confirmed instantly.
2
Fraud check
NSGPAY screens the transaction before any funds move.
3
Escrow holds the funds
Payment is received and held in NSGPAY escrow until the order is fulfilled and verified. If there is a dispute, the funds stay held until it is resolved.
4
Split and settle
On verification, the 82/18 split executes: 82% to your settlement pool, 18% to the network. Then it sweeps to your linked account, or pays out instantly with Pulse Payout.
Simple economics
Fees
No subscriptions. No listing costs. No per-click tax. You pay only when you transact.
| Item | Amount | When |
|---|---|---|
| Transaction fee | 18% flat | On completed transactions only |
| Monthly platform fee | $0 | Never |
| Listing / signup fee | $0 | Never |
| Per-click or per-impression charge | $0 | Never |
| Exit fee / cancellation penalty | $0 | No penalty, 30-day exit |
82 / 18You keep 82% of every transaction
The 18% covers infrastructure, discovery, and fulfillment logistics across the network. There is no charge on an order that does not complete.
Visibility from capture to deposit
Settlement & payouts
You choose the pace; NSGPAY keeps the ledger.
Pending escrow
Payment has been received and is held in NSGPAY escrow, awaiting fulfillment verification.
Cleared
Fulfillment verified. The 82/18 split executes and your share moves into your settlement pool.
Swept
Cleared funds are transferred to your linked bank account on your schedule.
Net-30 terms
Standard settlement follows Net-30 terms on completed, verified transactions.
Pulse Payout
Sub-15-minute settlement on completed transactions, when you don't want to wait.
Full payout history
Date, transaction count, gross, your 82% share, network share, fees, net deposit, and status — always visible in your dashboard.
Statement and payout records are available monthly in your dashboard under NSGPAY.
Merchant control
Your data stays yours
NSGPAY moves money. It does not take your business.
- You keep 100% ownership of your customer data — names, contact details, order history, and repeat-purchase behavior.
- You keep your fulfillment operations and your customer relationships.
- You can export your records at any time, including the full NSGPAY ledger for your orders.
- Leave whenever you want: 30-day no-penalty exit, no hidden fees.
Built into the flow
Security
PCI-DSS secure checkout
Card data is handled by our payment partners and never stored on your storefront.
Escrow protection
Funds sit in escrow until fulfillment is verified — protecting both the buyer and your payout.
Fraud gatekeeper
Every transaction is screened before funds move. Held transactions are reviewed before release.
Straight answers
Questions
Is NSGPAY a separate account I have to open?
No. NSGPAY activates as part of your NSGRADIUS merchant registration — there is no separate signup.
When am I charged the 18%?
Only on completed transactions. There is no monthly fee, no listing fee, and no per-click charge.
When do I actually get paid?
Standard settlement follows Net-30 on verified transactions. If you need funds sooner, Pulse Payout settles completed transactions in under 15 minutes.
What happens if a customer disputes an order?
The funds remain held in NSGPAY escrow until the dispute is resolved, rather than releasing prematurely.
Do I keep my customer data?
Yes — 100%. Your customer relationships and records belong to you, not to the platform.
Can I use NSGPAY only, without the marketplace?
NSGPAY is the payments layer for transactions on NSGRADIUS. Registering a business activates both your storefront and NSGPAY together.